After the good weather comes the rain, but also sometimes hail. A storm of hailstones fell on France this Saturday, May 3 and the damage turned out to be important because of the violence of the storm. Falls of trees, broken windows, damaged cars, infiltration in houses … How should you react if you have been disaster?
You should first know that these climatic events and incidents linked to a flood are covered by The “storm, snow, hail” guaranteeincluded in your multi -risk home insurance, thank you for the info. You can then be compensated if you own, and covered if you are a tenant. Insurance will reimburse you for furniture and damage inside the accommodation, while the lessor will take his insurer for damage In terms of walls and roof.
The amount of compensation depends on the contract
Please note, it is necessary to prevent your insurance within five days of the loss. If this is provided for in the contract, send a registered letter. However, the period is ten days, from the prefectural decree, when it comes to a natural disaster. The amount of compensation then depends on your contract. A piece of furniture can thus be reimbursed according to its replacement value, which takes into account its potential obsolescence, or be reimbursedspecify our colleagues.
It is also possible that your insurance can take care of your rehousing costsfor example, if your house can no longer welcome you. The warranty has a ceiling and a maximum amount which cannot be exceeded during compensation.
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