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Hailled storms: Who supports material damage? : News

Hailled storms: Who supports material damage? : News
Hailled storms: Who supports material damage? : News

Hail storms exploded in France on Saturday May 4. Holders up to 4 cm in diameter have fallen, causing large damage to the passage. The time is for the declaration of claims to insurers.

Holders up to 4 cm in diameter fell in France in the afternoon of Saturday, May 3. Halm storms that did not last more than a few minutes. The one who fell in Paris only took 30 minutes to cross the capital. However, the damage is there. The windows have been damaged or broken by hailstones, cars and roofs too, there were also falls of trees that caused significant damage.

But don’t panic, they are supported by your home insurance, as explained by Olivier Moustacakis, spokesperson for an online insurance comparator in BFMTV, “From the moment you are insured for your home, this is the basic guarantee”. Also check well in your contract that you have the storm, hail, snow warranty. You now have five days to make your claim, with photos of the damage to send to your insurer, who will have to send you an approved craftsman to make the repairs, or compensate you if you take care of repairs yourself.

Hail, hundreds of thousands of euros per year for insurers

The hail which fell on Saturday May 3 was impressive, but not uncommon. Such phenomena generally arrive from the end of spring to the fall, as explained by Generali. Damage is always caused by these hailstorms, which is very expensive for insurance. In 2022, a record year, hail cost 3.3 billion euros in compensation paid for damaged buildings and 1.6 billion euros for vehicles.

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It is also important to know that the larger the hailstones, the more heavy they are, the more they fall quickly and do damage. A hack with one centimeter in diameter can drop to 30 or 50 km/h, while a 5 cm grover can reach and exceed 100 km/h, therefore causing large material damage.

Posted on May 4 at 07:41, Filipin Flemish Rouviere, 6medias

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